Attention homeowners in Herriman and Salt Lake County: Need an appraisal?

The top 7 reasons UT homeowners call on a la mode:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Salt Lake county's assessment of your property
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
Settle an estate in UT by determining the true market value of property in question

Need help determining the value of your house in or near Herriman, UT?
Contact a la mode.

We at a la mode understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at a la mode, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping clients just like you rid themselves of unwanted PMI insurance.

Challenging Salt Lake county's assessment of your property

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from a la mode is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow point of view. A professional appraisal from a la mode can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.